Delaware : Lender License# 022084 
Florida : MBR2687 
Maryland : Mortgage Lender License# 22262 
Pennsylvania : Licensed by the Pennsylvania Department of Banking under Mortgage license #57568 
Tennessee : Mortgage License# 130037 
Colorado: NMLS# 1470464. Regulated by the Colorado Division of Real Estate. 

North Carolina : B-175922

South Carolina-DCA
Michigan: MI- FL0020510 

Mortgage loans are available in the United States only, and currently not available in Canada, Guam, Puerto Rico or Virgin Islands. Loan inquiries and applications will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Oceans Lending is located at 6 North Park Drive, Suite 108, Hunt Valley, MD 21030, 800-225-9730. Oceans Lending LLC, NMLS ID #1470464 ( is a Delaware limited liability company.
This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your loan lock-in, commitment or closing. All loans must satisfy company underwriting guidelines, interest rates and APRs are based on recent market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under any applicable law. Call for details. Our Loan Officers are dedicated to helping you with your home financing needs.

© 2016-2017 Ocean's Lending. 844-993-3040

NMLS# 1470464

Oceans Lending Privacy Policy

Your privacy is important to us.  This Oceans Lending Online Privacy Policy (“Online Privacy Policy”) explains how we collect, share and use information from or about you when you visit or use our website.  This website is a general audience site and we do not knowingly collect personal information from children under the age of 13.
By using this website, you agree to the terms and conditions of this Online Privacy Policy.

Personal information we collect online
You may interact with us in a variety of ways.  We may permit browsing and not require the inputting of any personal information.  We may also offer the ability to learn more about or apply for our loan products.  Information that we may collect about you through online interaction includes personal information you provide via a contact web-form which includes name, telephone, postal address, and email address.  If you decide to apply for a loan, other online fields will be required such as Social Security Number and birthdate.

How personal information is shared
We will use and share any information that we collect from or about you in accordance with the Oceans Lending Privacy Policy, which provides choices in the use and sharing of information.

Other information we collect online
In addition to personal information described above, we may also collect and save certain information about your use of our website, such as the type of operating system, information about your device’s operating system, the browser you are using, the IP address of your device and additional information about your device. We or our third-party partners may also use cookies to collect and store other information about your visit to, or use of, our website.

“Cookies” are small amounts of data a website can send to a visitor’s web browser.  They are often stored on the device you are using to help track your areas of interest.  Cookies we use do not contain or capture unencrypted personal information. Cookies allow us to collect information such as browser type, time spent on the website, and your relationship with us. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize/customize your experience while visiting the website, and to recognize your device to allow your use of our online products and services. We collect statistical information about the usage of the website in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how visitors use the website and to assist us with resolving questions regarding the website. We also utilize cookies for our online advertising purposes.

We do not currently take any action with respect to a browser’s “do-not track” signals. If a website visitor enters our website, or clicks on one of our advertisements on a third party site, a cookie may be planted on the visitor’s browser for future targeted ads.The cookie does not keep a history of which sites were visited, but will recognize if the visitor visits a site in the Google Ad Network.  If the visitor does visit a site on the Google Ad Network then the user may be targeted for an advertisement.  If a visitor to our website enters data into a web-form and submits data to us, the information is paired with the IP address of the computer the visitor is using.  This information is shared internally but not with third parties.  IP addresses are only shared with the Google search company that we use for our ad campaigns.


We maintain physical, electronic and procedural safeguards designed to protect personal information. We also employ encryption technologies and user authentication procedures that are designed to keep your data secure. We limit access to personal information to authorized personnel and contractors who need access to perform their job and are contractually required to keep your information secure.

Policy updates and effective date
We may make changes to this Online Privacy Policy from time to time.  In the event of any update, the revised Online Privacy Policy will be posted with a new “Last Updated” date.  All updates to the Online Privacy Policy become effective when we post the updates on our website

Contact us
If you have any questions about this Online Privacy Policy or our information-handling practices, please contact us by e-mail at